to99 — Bangladesh's Most Trusted
Online Casino & Sports Betting Platform
Experience live dealer baccarat, cricket wagering, premium slots, and real-money table games — all designed for players across Dhaka, Chittagong, Sylhet, and beyond.
Explore Game Categories
From high-stakes live baccarat to fast-paced cricket betting — every format you love, in one place.
Claim Your Welcome Bonus
New to to99? Your first deposit comes with a massive reward — doubled straight away.
- Minimum deposit: ৳500
- Wagering requirement: 30x bonus amount
- Validity period: 30 days from activation
- Available via bKash, Nagad, Rocket, Upay
- Applies to slots, live casino & sports
- 18+ only. Terms & conditions apply.
Why Players Choose to99
Built for the Bangladesh market with the features that matter most to local players.
Instant Deposits
Fund your account in seconds with bKash, Nagad, or Rocket. Zero waiting time.
Bank-Grade Security
256-bit SSL encryption protects every transaction and personal data record.
Live Cricket Odds
Real-time BPL, T20 World Cup, and IPL odds updated ball-by-ball.
24/7 English Support
Dedicated support agents available around the clock via live chat and email.
Mobile Optimised
Smooth gameplay on any Android or iOS device — no app download required.
Competitive RTPs
Curated game library with slots averaging 96%+ RTP from top studios.
Weekly Promotions
Reload bonuses, cashback deals, and free spins every week for active players.
Fast KYC Verification
Account verification typically completed within 1–24 hours after submission.
RTP & House Edge Explained
Understanding these two numbers will make you a smarter, more informed player.
Return to Player (RTP) is the percentage of total wagered money that a game is mathematically designed to pay back to players over a very large number of rounds. For example, a slot with 96% RTP will theoretically return ৳96 for every ৳100 wagered over millions of spins. It is a long-run statistical measure — it does not guarantee individual session results.
House Edge is simply the flip side of RTP. If a game has 97% RTP, the house edge is 3%. This is how online casinos sustain operations and fund bonuses and player services. A lower house edge means more value returned to players over time, which is why game selection matters.
Different game categories carry very different RTPs. Video slots from providers like Pragmatic Play and NetEnt typically range between 92%–98%, with most quality titles sitting around 95%–97%. Classic table games like blackjack, when played with basic strategy, can reach RTPs as high as 99.5%, making them among the best-value games in any casino. European roulette sits around 97.3%, while American roulette drops to approximately 94.7% due to the double-zero pocket.
For Bangladeshi players, understanding RTP helps set realistic expectations and choose games wisely. Live dealer baccarat — enormously popular across Dhaka and Chittagong — carries a banker-bet RTP of approximately 98.9%, one of the highest among live table games. Always check a game's paytable or information screen for its published RTP before placing large wagers.
| Game Type | Typical RTP | House Edge |
|---|---|---|
| Video Slots | 92% – 98% | 2% – 8% |
| Blackjack (Basic Strategy) | ~99.5% | ~0.5% |
| European Roulette | ~97.3% | ~2.7% |
| Live Baccarat (Banker) | ~98.9% | ~1.1% |
| Teen Patti | ~97% | ~3% |
| Andar Bahar | ~97.5% | ~2.5% |
Quick Deposit with bKash & Nagad
Over 60% of Bangladeshi players are mobile-wallet users. to99 supports all major local payment methods for instant, hassle-free deposits.
Ready to Start Winning at to99?
Join thousands of players from Dhaka, Chittagong, Sylhet, and across Bangladesh already playing live casino and cricket betting every day.
Get Started NowVIP Program to99 — Loyalty Tiers
The more you play, the more to99 rewards you. Six tiers of exclusive privileges designed for serious players.
Bronze Member
Monthly turnover: ৳10,000+
- 0.3% weekly cashback on losses
- Access to weekly reload bonus
- Priority email support
- Birthday free spins (10 spins)
Silver Member
Monthly turnover: ৳50,000+
- 0.5% weekly cashback on losses
- Birthday bonus: ৳1,000 free bet
- Faster withdrawal processing (12 hrs)
- Exclusive Silver-only slot tournaments
Gold Member
Monthly turnover: ৳150,000+
- 0.8% weekly cashback on losses
- Dedicated live chat support lane
- Withdrawals processed within 6 hours
- Monthly loyalty bonus: ৳3,000
Platinum Member
Monthly turnover: ৳500,000+
- 1.0% premium cashback on all losses
- Monthly bonus: ৳10,000
- VIP-only live baccarat tournaments
- Same-day withdrawal guarantee
Diamond Member
Monthly turnover: ৳1,500,000+
- 1.2% cashback on all game types
- Personal account manager assigned
- Exclusive Diamond events & invitations
- Custom withdrawal limits on request
Black Diamond
Invitation only — by nomination
- Maximum cashback negotiated personally
- Dedicated senior relationship manager
- Bespoke bonuses and tailored promotions
- First access to new games and features
Bonus Terms Comparison
Full transparency on every offer — no hidden conditions. Review terms before you claim.
| Bonus Type | Bonus Amount | Min. Deposit | Wagering Req. | Validity Period |
|---|---|---|---|---|
| Welcome Bonus | 100% up to ৳20,000 | ৳500 | 30x bonus | 30 days |
| 2nd Deposit Bonus | 50% up to ৳10,000 | ৳500 | 25x bonus | 14 days |
| Weekly Reload | 20% up to ৳5,000 | ৳300 | 20x bonus | 7 days |
| Cashback Offer | 10% of net losses | N/A | 5x cashback | 7 days |
| Free Spins Bundle | 50 Free Spins | ৳200 | 25x winnings | 5 days |
* All bonuses subject to full terms & conditions. 18+ players only. Play responsibly.
Account Verification & KYC Guide
to99 is committed to safe, compliant operations. Verifying your account protects you and unlocks full withdrawal access.
Why KYC Is Required
Know Your Customer (KYC) checks are an industry-standard security process. They prevent fraud, protect player funds, and ensure the platform operates with full integrity. Completing KYC is a one-time process.
Documents You Will Need
Submit a clear scan or photo of your National ID Card (NID), a proof of address document (utility bill or bank statement dated within 90 days), and a selfie photo holding your NID for identity confirmation.
Submission & Processing Time
Upload your documents directly through your account dashboard. Our verification team reviews submissions within 1–24 hours. You will receive an email notification once approved.
After Verification
Once verified, your daily and monthly withdrawal limits are fully unlocked. Verified accounts also receive priority in customer support queues and are eligible for all VIP tier upgrades.
Bankroll Management Guide
Smart money management is the foundation of sustainable, enjoyable gambling. These principles apply whether you are betting ৳200 or ৳20,000 per session.
1. Set a Fixed Gambling Budget
Decide on a weekly or monthly gambling budget before you log in — and treat it as spent the moment you deposit. Never gamble with money allocated to rent, food, utilities, or family needs. Separate your gambling funds completely from everyday finances.
2. Divide Into Session Amounts
Split your total budget into individual session bankrolls. If your monthly budget is ৳5,000, consider dividing it into 10 sessions of ৳500 each. This prevents losing everything in a single sitting and extends your playing time significantly.
3. Apply the 1–5% Per-Bet Rule
Risk no more than 1%–5% of your session bankroll on any single bet or spin. On a ৳500 session, that means individual wagers of ৳5–৳25. This disciplined staking approach smooths out variance and gives your bankroll the best chance to last through cold streaks.
4. Set a Win Target — Then Stop
Decide before each session what profit level counts as a successful outcome. Many experienced players set a 30%–50% profit target. If your ৳500 session grows to ৳700, consider that a win and log out. Chasing bigger wins after reaching your target is how profits disappear.
5. Set a Loss Limit — And Honour It
Equally important: decide in advance the maximum you are willing to lose in a session. If you hit that figure, stop immediately. Chasing losses is the single most common cause of problem gambling. A disciplined loss limit protects your overall bankroll and your wellbeing.
6. Track Your Play History
Keep a simple record of your deposits, withdrawals, wins, and losses each month. Reviewing your history honestly helps you identify patterns, assess whether gambling remains recreational for you, and make informed decisions about your budget going forward.
Betting Glossary
New to online gambling? These are the key terms every player should understand before placing a wager.
- RTP (Return to Player)
- The percentage of total wagered money a game returns to players over millions of rounds. A 96% RTP slot theoretically pays back ৳96 for every ৳100 wagered in the long run.
- House Edge
- The mathematical advantage the casino holds over players on every bet. A house edge of 3% means the casino expects to keep ৳3 from every ৳100 wagered over time.
- Wager / Stake
- The amount of money you place on a single bet or spin. Your stake is at risk during the round and returned (plus winnings) if the outcome is in your favour.
- Odds
- A numerical representation of the probability of an outcome and the potential payout. Decimal odds of 2.50 mean a ৳100 stake returns ৳250 total (৳150 profit) if successful.
- Parlay / Accumulator
- A single bet combining multiple selections. All selections must win for the bet to pay out. Parlays offer higher potential returns but carry significantly higher risk than single bets.
- Live Bet (In-Play)
- A wager placed on a sporting event while it is already in progress. Odds update in real time based on the score, momentum, and remaining time in the match.
- Cashout
- A feature allowing you to settle an open bet before the event concludes, securing a partial profit or limiting a potential loss based on current in-play conditions.
- Wagering Requirement
- The number of times you must bet through a bonus amount before withdrawing any winnings derived from it. A ৳1,000 bonus with a 30x requirement means wagering ৳30,000 in total.
- Volatility (Variance)
- Describes how frequently a slot pays out and how large those payouts are. High volatility means infrequent but larger wins; low volatility means frequent smaller wins.
- Free Spin
- A complimentary slot spin awarded as part of a bonus or triggered in-game. Winnings from free spins are usually subject to a wagering requirement before withdrawal.
- Bankroll
- The total amount of money you have set aside specifically for gambling. Effective bankroll management is the single most important skill for long-term responsible play.
- Spread Betting
- A form of wagering where winnings or losses are determined by the accuracy of your prediction relative to a quoted spread, not just the binary outcome of an event.
Your Privacy Matters. to99 collects and processes your personal data solely to operate your account, process transactions, and comply with applicable regulations. We do not sell your data to third parties. All information is stored with 256-bit SSL encryption. For full details, please review our Privacy Policy and Terms & Conditions.